13156, Sterling, NY

When people think of home equity, they usually think of the value of their home minus any outstanding mortgages or other debts. However, there are other ways to measure home equity. One way is to look at the total value of all the assets owned by a homeowner, including their home equity.

According to Zillow, the median home value in Sterling is $236,500 and the median mortgage balance is $137,000. So based on these figures, homeowners in this zip code have a total net worth of $157,500. That's not too bad considering that this area has seen some pretty tough times recently.

However, it's important to keep in mind that net worth is just one measure of how well someone is doing financially. Another way to look at things is to see how much money homeowners could borrow against their homes if they needed to. In Sterling, according to Zillow's data , homeowners could borrow an average of $161,600 against their homes - which would give them a bit more breathing room if they needed it.

So overall it seems like Sterling homeowners are doing pretty well for themselves - even though there are some tough times ahead for the economy as a whole.